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What to do with your UK Insurance Print E-mail

We recommend that you review your insurance requirements when you arrive in NZ to ensure that you and your family are adequately financially protected. But what should you do with any UK insurance policies you may have left behind?

Home and Contents Insurance

You will need to arrange a new house and contents insurance policy in New Zealand. 
 
If you are selling your house in the UK, you will naturally not need to keep your UK home and contents insurance. If you are renting your house out, you will probably need to arrange a Landlords Insurance Policy. Failing to inform your insurer that you are renting the property out would have very serious consequences in the event of a claim. (Please check our article on renting out your house in the UK on our Broadbase International UK website for more information on these issues and more.) 
 

Car Insurance

You'll need to arrange a new motor vehicle insurance policy in New Zealand. 

Ask your car insurance company for a “no claims certificate” when cancelling your UK policy as this may help you to get favourable terms from your NZ insurer. 

Medical Insurance

Medical policies will generally only cover you in the UK, but do check with your insurer as you may have some cover whilst you are abroad.

We strongly recommend that you arrange new medical insurance for you and your family in New Zealand.

If you are not coming to New Zealand as a permanent resident, but you will be working, please note that you may need a special type of medical insurance. Please contact us for more information.  

Travel Insurance

A standard UK annual or holiday insurance policy will generally not cover you for one-way travel or journeys where you intend to work at your destination. Your UK insurer may be able to arrange a one-way travel insurance policy for you to cover you for your journey and for your first few days in New Zealand.

Please contact us if you have any trouble arranging travel cover, as we may be able to help. And don't forget that we can also help you to arrange high cover, low cost shipping insurance for your household goods. 

Income Protection Insurance

You will probably need to sort out new income protection insurance when you arrive in New Zealand, as your UK cover is probably connected to your job in the UK. Please contact us to arrange some quotes. 

Life Insurance

Most UK life insurance policies are valid even if you are living abroad, however do check with your insurer that you are covered living in NZ.

Please contact us to arrange some life Insurance quotes for you from New Zealand insurers, to check that your UK policy is good value - and to check that you life insurance cover is adequate for your life in New Zealand.  
 
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